You're going on a trip, you want to go shopping without your mom, or you're looking for the perfect gift for someone. PrepayIT cards are an awesome way to go. These prepaid cards work just like debit cards but they have a set amount of money on them.

  Debit Card Gift Card
What would I
use it for?
Class trips, Allowances, Shopping,
Emergencies, Alternative to a checking account
Birthdays, Graduations, Weddings, Holidays
Why? Not ready for a checking account or want a
safer option for online purchases
It spends just like cash, anywhere that takes
Visa - cool gift
How do you
use the card?
  • Order the card at any ACU branch and load any amount from $10 to $5,000. Your personalized card will be mailed in 7-10 days
  • Activate & sign the back of the card
  • Present your card at the time of purchase and the amount you spend will be deducted from your balance
  • Check your balance, transactions or report a lost/stolen card by calling 1-877-850-9650 toll free or visit
  • Add funds to your Preloaded Visa® Debit card with cash at any ACU branch or using the funds in your ACU checking or savings account by visiting
  • Stop by any ACU branch to purchase
  • Load your amount
  • Give a gift card
  • Use it like a debit card until the money's all used up
  Debit Card Gift Card
Initial Card Cost $4.95 $2.50
Minimum Load $10 $10
Maximum Load $5,000 $1,000
Reloadable? Yes, even parents
can reload it online
Replaceable? Yes Yes
Use it at an ATM? Yes No
Monthly Fees? $1.75 per month, beginning as soon as the card is loaded None
Costs to Load Funds Initial load is free, subsequent loads are .50 cents each. None
monthly income
allowance, jobs, gifts
monthly expenses  
food $
clothes $
entertainment $
transportation $
phone, hobbies, sports
savings $
what's left $