Looking to borrow, charge or earn money? Identify has your solution! Our products offer bonus rates on deposits & discounts on loans exclusively available to 14-25 year olds!

Charge & Save Rates

What You Pay Us
Annual Percentage Rate (APR)
driveIT Auto Loan
5.74% - 16.24% *
Why the range of rates
borrowIT Personal Loan
9.49% - 20.49% *
Home Mortgage - 30 Year Fixed
* Your rate is based on your personal credit history.

Take advantage of these low rates. Apply here

What You Pay Us
Annual Percentage Rate (APR)
chargeIT Credit Card
12.40% - 21.40% *
* Your rate is based on your personal credit history

Take advantage of our low credit card rate. Apply here

What We Pay You
Annual Percentage Yield (APY)
saveIT account
Earn a 1% bonus rate on your first $500
Up to $500 1.11%
$500.01 & up 0.10%
investIT Certificates
Earn these rates with as little as $100
12 months 2.25%
24 months 2.25%
Individual Retirement Account (IRA)
A safe way to save for education expenses or retirement

Maximize your return – open a saveIT account or investIT certificate today.
Choose your status below to get started.

New to Identify | Already bank with Identify


Find a branch or ATM near you!
interest rate
loan term
loan amount $
monthly payment $

borrow money here!

deposit amount $
months saved
total savings $